More than just an account
Checking options tailored to you.
Choose from five accounts. From no-frills to interest-bearing, we have an account for you.
Free Checking and Debit
Free and simple.
No monthly service charge, no minimum balance PLUS
- Free Visa Debit Card*
- Free online and mobile banking
- Free eStatements
- Free mobile deposits from your smartphone or tablet
- Free 24/7 phone banking
- Make 12 Free online Bill Payments per month
- Enjoy $250,000 FDIC protection - visit www.fdic.gov
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Green Checking and Debit
Go green and earn rewards.
- Checkless banking with digital and debit card payments.
- Rewards! Earn 10 cents with each Debit Card transaction, 25 cents for each direct deposit per month up to $5.00/mo.
- Get 6 free months ofFraud-Defender ID Theft restoration.
PLUSFreeVisa Debit Card*, Online Banking, Mobile Deposit, eStatements and more!
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Interest Checking and Debit
Earn interest on your account balance.
- Earn interest on your balance each day you maintain the minimum of $500.
- Waive the monthly $10 service charge by maintaining the minimum balance and making ten debit card transactions each month or setting up one direct deposit per month.
PLUSFreeVisa Debit Card*, Online Banking, Mobile Deposit, eStatements and more!
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Gold Checking and Debit
Earn interest & avoid monthly service charges.
- Earn a competitive interest rate when you maintain a minimum daily balance of $1,000.
- Free money orders, cashier's checks, notary and signature guarantee services when you maintain a combined deposit relationship balance of over $10,000 across checking, saving, retirement accounts, or certificates of deposit.
- Waive the $10 monthly service charge when your combined deposit relationship balances remain above $10,000.
PLUSFreeVisa Debit Card*, Online Banking, Mobile Deposit, eStatements and more!
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Contact a Banker
Gold+ Checking and Debit
Earn more as your balance grows.
- Earn a tiered interest rate when you maintain a minimum daily balance of $5,000.
- Free money orders and cashier's checks
- Free notary and signature guarantee services
- No monthly service charge of $15 if your depositbalanceremains above $5,000.
- Rewards!Earn 15 cents with eachdebit card transaction and 25 cents for each direct deposit per month up to $5.00 per month.
PLUSFreeVisa Debit Card*, Online Banking, Mobile Deposit, eStatements, and more!
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Contact a Banker
* Free Dacotah Bank Debit Card subject to eligibility.
What account is right for you?
When deciding on the right account for you, it's important to think about your monthly average balance, interest earnings, and check usage. Take a look at the chart below to find the right fit for your needs.
| Features | FREE | GREEN | INTEREST | GOLD | GOLD PLUS |
|---|---|---|---|---|---|
Balance to Open | $25 | $25 | $100 | $100 | $100 |
Minimum Balance to earn interest | $0 | $0 | $500 | $1,000 | $5,000 |
Free 1st Order of Checks | Yes | Yes | |||
Mobile Deposit | $0 | $0 | $0 | $0 | $0 |
Free Online Bill Payments Monthly | 12 | 12 | 12 | 12 | 12 |
Interest Earned when Minimum Balance is Maintained | Yes | Yes | Yes | ||
Per Check Charge | 50 cents each | ||||
Rewards | 10 cents per POS transaction and 25 cents per direct deposit up to $5 per month | 15 cents per POS transaction and 25 cents per direct deposit up to $5 per month | |||
How to Avoid the Service Charge | No Service Charge | No Service Charge | Maintain Minimum Balance and 10 POS or one direct deposit per month | $10,000 deposit relationship balance | Maintain minimum balance |
Health Savings Account
Setting money aside to pay for health care expenses.
Maximize your healthcare purchasing power and savings potential with a HSA today. A HSA will provide you with control, tax savings and flexibility.
For current rates and term variations,visit with your localPersonal Banker.
Pay with peace of mind, add an Overdraft Protection solution to your account today.
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Debit Cards
Our complimentary debit card is available for every checking account. Enjoy the convenience of touch-free payments, fee-free ATM withdrawals at Dacotah Bank and MoneyPass ATMs, and the benefit of never running out of checks.
- Zero liability against fraud and identity theft
- Pay at the register, online, or by phone
- Set up recurring payments and relax – never be late!
- There’s no interest to pay and no annual fee
- There is no need to carry extra forms of ID
- Use it across town or across the ocean
- Get cash from your account free at leading retailers and thousands of free ATMs
Organization Support Debit Cards
Display your pride with an Organization Support Debit Card! Every purchase made with this card will result in a Dacotah Bank contribution to the organization or school.
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Starting a new adventure with Dacotah Bank?
Switch your accounts over seamlessly with a Dacotah Bank Switch Kit. Our personal bankers can assist with a quick, safe, and efficient transfer of your account from your current bank to us!
Keep It Green
Enroll in Paperless Statements today
Whether in the mobile app, or in your online banking experience, viewing your estatements digitally offers so many advantages.
Convenient access, increased security, immediate availability, eco-friendly, reduced clutter... the list goes on. You can view your deposit, mortgage and tax statements.
Enroll today in the Dacotah Bank Mobile App or in Dacotah Bank online banking.
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