FAQs
Your deposit or transfer may not be immediately available for one or more reasons. You recently opened your USAA FSB account. You're transferring or depositing a large amount of money. You have a low daily account balance.
Can I deposit money into my USAA account from any ATM? ›
If you use a non-USAA ATM outside of the preferred network, we'll automatically refund up to $10 each monthly statement cycle in fees. The fee amount depends on who owns the ATM. You can also make deposits at certain USAA ATMs. There's no fee, and you won't need a deposit slip or envelope.
Can I withdraw money from USAA ATM? ›
Withdraw cash at over 100,000 USAA-preferred ATMs or make deposits at select locations. Send money domestically and internationally when you need to. Order a new debit or credit card if yours is lost, stolen or damaged.
Can you use other ATMs with USAA? ›
Access over 100,000 preferred ATMs nationwide. Plus if you have to use an ATM outside our network, we'll refund up to $10 per statement cycle.
Why is the ATM rejecting my deposit? ›
There aren't too many. The item is inserted incorrectly or is somehow jammed in the intake mechanism. The cardholder doesn't bank with the bank owning the ATM or with another bank for which deposits are accepted in interchange by the ATM owning bank. The deposit amount exceeds a deposit amount maximum.
How long does it take for an ATM deposit to be available? ›
Now for the all-important question: When will your ATM deposit be available in your checking account? Some cash deposits might be available right away. As for checks, not all banks follow the same schedule, but you can usually withdraw or use the full amount in two business days—sometimes sooner.
Can I deposit cash into USAA at UPS store? ›
Additionally, the USAA DepositCap℠ Service allows you to deposit cash at select retail locations, such as participating UPS stores.
What bank is associated with USAA? ›
Bank name: USAA Federal Savings Bank. Account type: Checking or Savings. Account number: This is available on your bank statements, checks, usaa.com and the USAA Mobile App. Your USAA member number is not your account number.
Can I deposit money into my account from a different bank's ATM? ›
Can you deposit cash at an ATM that isn't your bank? Most banks don't allow you to deposit cash at an ATM that's out-of-network. The banks that do accept cash deposits through out-of-network ATMs often charge an extra fee — and, typically, require longer processing periods.
Why does USAA have an F rating? ›
The failing grade is due to two stated reasons. The first is that the company agreed this year to a $15 million settlement with the U.S. Consumer Financial Protection Bureau over how USAA's banking arm mishandled thousands of personal checking accounts.
However, you must opt-in to allow your account to be overdrawn by individual ATM or debit card transactions. If you do not opt-in to this service, any requested ATM or debit card transactions for which you do not have sufficient funds will be declined, and your account will not be charged.
Does USAA have Zelle? ›
Members who want to use their USAA Bank accounts with Zelle® will need to use the USAA Mobile App to send, receive and request money. The USAA Mobile App offers the convenience of using Zelle® while having financial information and account details all in one spot.
How to withdraw large amounts of cash? ›
To work around ATM withdrawal limits, you can call the bank and request a limit increase, adjust your withdrawal limits using the mobile app, get cash back at checkout or withdraw from a linked savings account. If your bank or credit union has bank branches, you can withdraw larger amounts by stopping by in person.
Can you bank with USAA without being in the military? ›
USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA.
How much can I withdraw from an ATM? ›
ATM withdrawal limits are set by banks to manage cash availability and enhance security for consumers against potential fraud. Daily withdrawal limits can vary widely, typically ranging from $300 to $5,000, depending on the bank and account type.
Why is my check deposit not available? ›
Common reasons for placing a hold on a check or deposit include but are not limited to: Accounts with frequent overdrafts. New customer. High-dollar deposits that exceed the total available balance in the account.
What does deposit not available mean? ›
unavailable deposit means a deposit that is due and payable but has not been paid by a credit institution under the legal and contractual conditions applicable thereto, where either: Sample 1Sample 2Sample 3.
How long does it take for USAA mobile deposit to be available? ›
When will my deposit be available to use? Deposits made using USAA Deposit@Mobile are generally available to you the first business day after the day we receive your deposit.
How long does it take to deposit cash at USAA ATM? ›
Deposit at an ATM
Cash and check deposits are generally made available by the next business day after the day of deposit. We may hold all or a portion of the check deposited. We will notify you of any hold times and amounts.